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Call Report Insights for Community Banks

Get 100% visibility into your financial health in minutes.

Call Report Analytics, previously QwickAnalytics® and now part of OptimaFI, gives you clear, automated dashboards built from your quarterly Call Report data — so you can generate ratios and make decisions.

  • Benchmark performance vs. 2,500+ peers
  • Easily create custom peer groups
  • Export visuals for board, ALCO, and examiner reporting
  • No data wrangling, no spreadsheets, no manual cleanup
  • No IT setup required

You’re one step away from a personalized Call Report Insights demo.

ICBA Preferred Service ProviderICBA Preferred Service ProviderICBA Preferred Service ProviderICBA Preferred Service ProviderICBA Preferred Service ProviderICBA Preferred Service ProviderICBA Preferred Service Provider

The ONLY non-brokered funding source selected as a Preferred Service Provider of The Independent Community Bankers of America® (ICBA).

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“We love the dashboard, market share tables, and financial pages. OptimaFI is always coming up with great new capabilities that we find very useful.”

Stu Campbell

President & CEO
Security State Bank of Kenyon

“It's very reasonable for a community bank, easy to use and doesn't take a lot of manpower or hours of time. The cost benefit is strong.“

Perry Haralson

CFO
Cornhusker Bank

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“I don’t have to explain what the graphs are about, so I can spend more time discussing what drove our performance and what we think will happen in the following year.”

Jon Drake

Senior Executive VP & CFO
Peoples Bank

Transform complex Call Report data into insight you can act on.

Call Report data can make your financials feel like a black box, especially when finding what matters requires real expertise. OptimaFI delivers clear, ready-to-use insights in just a few clicks.

For finance teams tired of...

  • Downloading raw FFIEC data
  • Rebuilding ratio formulas
  • Creating new peer groups manually
  • Reformatting charts for your board deck

OptimaFI makes it easy to...

  • See ratios and trends at any time
  • Compare performance against any bank in the U.S.
  • Keep data consistent across finance and credit risk teams
  • Export clear dashboard views directly into your deck

Bank Performance Report Card

A four-year, visual analysis of your bank’s performance that highlights trends and relative strengths in easy-to-understand charts.

PeerWatch

Compare specific trends between your bank and your closest, hand-picked peers that your board already knows by name.

Credit Risk Matrix

See your credit profile in absolute and relative terms to pinpoint emerging risks and prioritize loan-level review.

Performance Matrix

Get a color-coded view of KPI rankings to instantly understand where you outperform or lag behind standard or custom peer groups.

Deepen your analysis with native CECL and stress testing tools.

Add color to financial insights with built-in credit outlook and resilience capabilities. OptimaFI combines peer benchmarking with examiner-ready models so you can forecast losses, test scenarios, and walk into every exam fully prepared.

CECLSolver

Know your expected losses in seconds

Automate the heavy lift of CECL calculations to produce consistent, defensible estimates in a fraction of the time.

Explore CECL Solver

Credit Stress Test

See how your portfolio holds up under pressure

Stress test against real-world scenarios that reveal vulnerabilities early and help you prepare for examiner or board review.

Explore Credit Stress Test

Free yourself from hours of manual data aggregation.

Intuitive, visual reports turn complex data into clear, actionable insight. Rather than manually sorting through Call Reports or stitching figures together, you get reliable, easy-to-interpret summaries that make it simple to communicate your institution’s performance with confidence.

  • Quickly identify trends that need attention
  • Explain performance shifts with concrete data
  • Prepare for exams and board meetings in a fraction of the time
  • Explain strategic decisions with simple, credible visuals
  • Keep stakeholders aligned with a single source of truth

Put your numbers in perspective with meaningful comparisons.

OptimaFI’s peer benchmarking is powered by one of the industry’s largest community-bank data sets, built from 300+ million Call Report data points across 4,500 U.S. banks.

The platform standardizes and updates the data every quarter, giving you instant access to trend views and clear performance indicators that reveal what’s driving your results.

Pull Call Reports and peer insights into Excel automatically.

Analyze findings in your dashboard, or bring standardized Call Report ratios, peer benchmarks, and performance metrics directly into your existing models — no copying, pasting, or reformatting.

The Excel Add-In eliminates manual rework, prevents formula-breaking errors, and ensures that every ALCO or board model pulls from the same clean, regulator-filed source.

  • No more downloading and cleaning CSVs
  • Reduce the risk of broken formulas and bad inputs
  • Make ALCO packages, liquidity models, and trend worksheets easier to maintain
  • Access custom research and peer benchmarking
  • Download any of more than 300 million bank data items into your own spreadsheet

Compare your bank to competitors clearly — without sacrificing a weekend to spreadsheets.

Book a Demo Talk to a Specialist
  • Unlimited customer service
  • No data upload needed

FAQs

Who benefits from Call Report Insights?

Call Report Insights is built for community banks because it relies on standardized FFIEC Call Report data. Community credit unions also benefit from specific features within Call Report Insights (e.g., CECLSolver), even though they submit different regulatory reports under the NCUA.

How do I know the Call Report data is accurate?

Call Report Insights pulls data directly from publicly filed FFIEC Call Reports, so you’re always working with the same regulator-verified information examiners use. We provide formula-level audit trails and data dictionaries that tie back to the originating call report line items, eliminating anxiety about explaining derived stats. There’s no re-keying, uploading, or manual data manipulation. This eliminates the risk of spreadsheet errors and ensures that every metric, ratio, and trend reflects trustworthy, unaltered regulatory data updated on a consistent quarterly cycle.

How often is Call Report Insights data updated?

Data is refreshed every quarter as soon as new FFIEC Call Report filings are released. Updates happen automatically, so your peer comparisons, ratios, and trends always reflect the most current regulatory data.

Can I show Call Report Insights reports to my board or examiner?

Yes. Call Report Insights provides clear, professional visuals and summaries built on trusted regulatory data, making them easy to use in board meetings and regulatory discussions. The reports help stakeholders quickly understand performance and trends without additional formatting.

What happened to QwickAnalytics®?

QwickAnalytics, the online analytics platform by QwickRate, is now part of OptimaFI. If you were previously a QwickAnalytics user, your login credentials haven’t changed, and you can still access all the tools you need to improve efficiency, meet compliance requirements, and make strategic decisions, including CECLSolver and Credit Stress Test.