How OptimaFI Works With You
Quick wins, long-term growth, and expert guidance for Community FIs.
We’ll meet you where you’re at and help you through any challenge — from managing risk
to maximizing profit.
Easy-to-use,
cost-effective tools
Practical solutions for every need. Up and running in hours, no heavy IT lift.
Self-service tools to instantly:
- Access a ready source of deposits
- Complete CECL modeling in minutes
- Run on-demand credit stress tests
- Identify household-level insights
- Streamline loan reviews
- Spot loan risk by grade, segment, or lender
Growth campaigns
with guaranteed ROI
Data-driven marketing that frees up your team. Only pay for real results.
OptimaFI experts help you:
- Create and launch loan/deposit growth campaigns (email, social, display, etc.)
- Target top prospects using predictive data and peer benchmarks
- Tie ROI to campaign performance with clear, automated reporting
Tech-enabled
expert guidance
Software solutions, plus 200+ years of combined banking experience.
OptimaFI experts help you:
- Complete loan reviews with greater accuracy and fewer disruptions
- Stand up regulatory compliance workflows
- Analyze trends & performance to identify high-value opportunities
Quick fixes for everyday challenges.
Make credit risk and balance sheet management the easiest part of your day with cost-effective, quick-to-deploy software solutions.
CD Marketplace
Unlimited seats
Non-brokered CD funding and investing platform, callable CDs
Call Report Insights
Cloud-based ⋅ No installation
Peer benchmarking, board-ready reports, stress testing tools
Household Insights
Free for 90 days ⋅ No installation
Householding, peer benchmarking, deposit insights
Loan Review
Setup <1 week ⋅ No installation
Built-in workflows, sampling logic, exception tracking, exportable results
Portfolio Analysis
Unlimited users ⋅ No installation
Grade migration, pricing outliers, segment health
CECLSolver
Cloud-based ⋅ No installation
Loss modeling, peer comparisons, examiner-ready output
Get a guided demo or tell us
how we can help.
Not sure which solution is right for you? Tell us about your biggest
challenge, and we’ll find the right fit together.