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Highlights from the 2026 ICBA convention for community bankers. This summary covers the latest in community bank advocacy, innovation in fintech partnerships, and strategies for remaining competitive in a consolidating market.
The AOBA (Acquire or Be Acquired) Conference is widely regarded as the premier banking industry growth and strategy event. Designed for CEOs, CFOs, board members, and executive leadership teams, the event delivers practical insights and peer-driven perspectives on navigating today’s banking environment.
AOBA 2026 will address M&A strategy, organic growth, digital transformation, and AI adoption, with sessions led by industry practitioners — including OptimaFI leaders.
FinXTech Panel: “Leveraging Data for Growth”
When: Sunday, February 1 • 2:15–2:50 PM
Featuring: Tim Keith, CEO of OptimaFI
Breakout Session: “Strengthening Credit Resilience: Processes, Contingencies, and Culture”
When: Monday, February 2 • 11:20 AM–12:05 PM
Featuring: David Ruffin, President, Credit Risk Solutions at OptimaFI and Raleigh Green, VP of Credit Risk Management at Bank Independent
Join OptimaFI at AOBA 2026 on February 1–3, 2026 at the JW Marriott Desert Ridge in Phoenix, Arizona.
Let’s connect at AOBA to talk through your goals and how we can help.









