Is Your Current Loan Review Strategy Good Enough?
Loan reviews have always been crucial for managing credit risk, but with heightened regulatory scrutiny, particularly over CRE exposures, and…
Your loan review is the most real-time, effective assessment of your loan portfolio. So why aren't banks leveraging it in combination with stress testing? In this webinar, we explored the emerging approach that integrates loan review and stress testing into a synergistic process. By combining these tools, banks can enhance their risk management strategies through real-time evaluations of Loan-to-Value (LTV) ratios, Debt Service Coverage and more. We outline the steps banks can take to effectively merge these processes, resulting in a more efficient and comprehensive risk management framework.