It's that time of year when we're focused on 2025 —not to mention the implications of the impending election. Community banks are preparing for growth while continuing to monitor costs, credit and liquidity. On the credit side, irrespective of the Fed's short-term rate cut, banks are beginning to deal with fallout from loan repricing, which inevitably degrades debt service coverage. At the same time, regulatory scrutiny is intensifying, and stress testing for all banks is becoming a universal expectation. Join our experts as they review Q3 performance using our QwickAnalytics Index of 'true' community banks, and take a look ahead to the challenges and opportunities that 2025 may present.
Explore the benefits of loan-level stress testing with IntelliCredit. This video demonstrates how to move beyond top-down analysis to identify specific risks within your portfolio, ensuring you are prepared for adverse economic scenarios.
Learn why integrating loan-level stress testing with your loan review process is critical for modern risk management. This video explains how to identify vulnerabilities in your portfolio before they become problems and how to present these findings to your board.
Challenge your existing loan review assumptions. This session explores the difference between "checking the box" and a strategic loan review that actually identifies risk and improves the bank's bottom line.