Coffee Talk: Minding Your Portfolio Between Annual Reviews

Most credit shops take a close look at each borrower once a year. A lot can change in eleven months, and many of those changes are already reflected in the loan data the bank collects each month. But when that information is locked in the core or spread across lots of spreadsheets, the signs may not surface until a delinquency report.

Join us for a Coffee Talk about how credit teams are using Portfolio Analysis to stay close to their portfolios between annual reviews. We’ll share what teams are monitoring, what they are learning, and what examiners have been asking. Bring your questions!

In this Coffee Talk, we’ll discuss:

• The signals worth watching: How grade migration, line utilization, concentration drift, and borrower financial trends serve as useful indicators.
• What monthly monitoring adds: The changes and emerging risks that may be missed between annual reviews.
• A clearer portfolio view: How to apply point-in-time and trend reporting across the full portfolio, specific segments, and individual borrowers, relationships, and notes.
• A more manageable process: How a purpose-built solution can help teams access, manage, and know their portfolios, reduce manual work, and lead to more consistent reviews.

Register and join us!