Today's Credit Environment: What's Real and What's Not

Credit is sending mixed signals: some portfolios are maintaining while others are quietly deteriorating, all within a K‑shaped economy that rewards some borrowers and stresses others. In this webinar, our experts will discuss where real risk is building, where it’s staying steady, and what community institutions should be doing differently now.

In the webinar, our experts will:

• Discuss the current credit environment: which cohorts to watch, where delinquencies and charge-offs are ticking up, and where institutions are seeing genuine improvement.
• Review the K-shaped economy in practice: how divergent borrower outcomes are affecting credit quality, loan performance, and day-to-day credit processes.
• Dig into the numbers: how to separate quantifiable indicators from subjective commentary.
• Share best practices for portfolio risk assessments: practical steps for more comprehensive, forward-looking reviews that align with examiner expectations and internal risk appetite.
• Discuss advanced portfolio analytics: tools that identify hotspots earlier to reduce exposure before problems become losses.

Register!